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Business Insurance Coverages – Cases #1 and #2 – Gaithersburg MD



What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

Payne Insurance Associates is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Payne Insurance Associates in Gaithersburg MD at (301) 921-7800

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We treat our clients like family.
Our mission is to help clients achieve their dreams by providing the protection required to overcome life’s challenges, and the guidance needed to thrive.

841 Quince Orchard Blvd
Ste. J
Gaithersburg, MD 20878

1100 W Patrick St Unit C Frederick, MD 21703

3600 14th St. NW Washington, DC 20010

(301) 921-7800

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